Get up to 60% of your asset value in just a few steps.
Turn Your Crypto Into Cash — Without Selling
Instant access to USD loans backed by your crypto.
APR
6% / year
Term
1 – 3 years
LTV
60%
Easy Loan Terms
True wealth in the world of virtual currencies
Loan Terms That Work For You
- Interest Rate: 6% per year
- Loan Terms: 1 to 3 years
- Loan-to-Value (LTV): 60%
- Collateral Options: Bitcoin, ETH, USDT, USDC, XRP, TRX
Why Use a Crypto-Backed Loan?
- Keep ownership of your crypto
- Avoid taxable events
- Access fast liquidity without selling
- Use your loan for anything: bills, reinvestment, or emergencies
Simple Process, Real Results
- Deposit your crypto collateral
- Get instant loan approval and funds
- Repay and get your crypto back
Safe, Secure, Fully Transparent
Your assets are always protected. We use cold storage, multi-signature wallets, and 2-factor authentication. Loans are processed securely and transparently.
Frequently Asked Questions
How do crypto-backed loans work at Plan B Krypto Assets LLC ?
You deposit supported cryptocurrency into a secure wallet, and we offer a loan based on 60% of your asset's value. You keep ownership of your crypto while accessing cash.
What assets can I use as collateral?
We currently accept BTC, ETH, XRP, USDC, USDT, and TRX. These are held securely for the duration of your loan.
What is the interest rate and loan term?
Our standard interest rate is 6% annually, with flexible loan terms ranging from 1 to 3 years. You’ll see the full terms before confirming your loan.
Will I need to sell my crypto to get a loan?
No. Our service is non-custodial and collateral-based. You get liquidity without triggering a taxable event from selling your crypto.
How much can I borrow?
You can borrow up to 60% of the value of your deposited cryptocurrency. Use our on-site calculator to estimate your loan amount.
What happens if my collateral value drops?
We monitor collateral levels in real time. If your asset’s value drops significantly, you may be required to add more collateral or repay part of the loan to maintain your position.
Is there a penalty for early repayment?
No penalties. You can repay early at any time without fees or added charges — and regain full access to your crypto.
How is my crypto stored during the loan?
Assets are held in secure, insured wallets with institutional-grade security and multi-factor protections. You’ll never lose access to your funds without notice.